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Invoice Finance

Slow paying customers, seasonal or unplanned spikes in costs and a myriad of other business factors can put a squeeze on cashflow from time-to-time. But as any business owner knows, cash is the lifeblood of a business and needs to be reliable.

If your cashflow is undergoing a short-term squeeze, talk to MINT about our Invoice Finance options. We can fund against issued invoices for a specific period of time or on an ongoing basis.

Key Information

Amount or Facility Limit
$10,000 to $2,000,000

Term
One-off invoice finance or an ongoing facility

Invoice Value
Finance up to 85% of your invoice(s) value.

Time to Finance
48 hours after approval

Our lending partners

FAQs

  • How long will it take to complete the online application?

    It’s pretty quick – we’d say between 3 to 5 minutes of your time.

  • How much can I borrow?

    You can borrow up to 85% of the value of your invoice(s). 

  • What security do I need to provide?

    We do not require personal assets for security.  We fund your business by taking the following:

    A General Security Agreement – This is a registered charge that sits on your business.

    A Factoring Agreement – This is a contractual agreement assigning all of your invoices to us while defining the rules of the facility.

    Personal Guarantee – Personal Guarantees will be required from major shareholder directors. As we only fund to the value of invoices, this guarantee will only be called on in an instance of fraud.

  • I have questions: who can I talk to?

    You’re welcome to contact one of our Business Finance specialists. You can give them a call on 0800 666 023 or request a call by clicking here.

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How much do you need?

0

What do you need the finance for?

Please select an option
  • Purchase Inventory
  • Purchase Equipment
  • Bridging Receivable Gaps
  • Hiring Staff
  • Remodelling and Renovation
  • Unexpected Expenses
  • Managing Cashflows
  • Marketing Campaigns and Advertising

When do you need the finance?

How we help small businesses

Ale Benintende

"Working with MINT was great – not only because they were so easy to deal with and obviously knew what they were talking about, but for me most importantly, they were quick to sort out lending that was right for what I needed." -Ale Benintende

C Hayden

"Referring a client to a lender is no small thing: you have to trust that they’re going to focus on your clients needs, provide sound guidance and do all of that without delay. That’s why we like MINT – they get what business owners need in a finance partner." - C Hayden, Auckland

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