Business Lending

Otherwise known as Asset Finance, Equipment Finance is specifically structured for businesses that need to purchase equipment – for example: a new van for a growing fleet of plumbers or gas fitters; a suite of new desktops for a growing design team…

At MINT, we offer Equipment Finance for up to 100% of the purchase price, fully secured against the new asset, on terms of up to 5 years. Talk to one of our Business Finance Specialists or apply online today.

Key Information

$5,000 to $250,000

3 months to 5 years

Rate From 9% p.a.


Time to Finance
48 hours after approva

Our lending partners


  • How long will it take to complete the online application?

    It’s pretty quick – we’d say between 3 to 5 minutes of your time.

  • What do I need to apply for finance with MINT?

    It can vary depending on your circumstances, but in general for existing businesses we ask for your business financials (if available) and three months of business bank statements.

  • What is the minimum or maximum business finance I can apply for?

    The minimum amount we can finance is $5,000 and the maximum is $500,000+ (depending on the type of finance you are applying for).

  • How do I make payments?

    Generally speaking, payments are made monthly and are taken by direct debit from your nominated bank account. See our Business Loans, Equipment Finance and Invoice Finance pages for more information specific to each type of finance.

  • I have questions: who can I talk to?

    You’re welcome to contact one of our Business Finance specialists. You can give them a call on 0800 666 023 or request a call by clicking here.

Get started

How much do you need?


What do you need the finance for?

When do you need the finance?

How we help small businesses

Ale Benintende

"Working with MINT was great – not only because they were so easy to deal with and obviously knew what they were talking about, but for me most importantly, they were quick to sort out lending that was right for what I needed." -Ale Benintende

C Hayden

"Referring a client to a lender is no small thing: you have to trust that they’re going to focus on your clients needs, provide sound guidance and do all of that without delay. That’s why we like MINT – they get what business owners need in a finance partner." - C Hayden, Auckland

1.* Rates of 7.95% subject to lending criteria and eligibility. 1 hour approval and same-day payout subject to the applicant meeting the lending criteria and supplying all the required information to process the loan application.
2. Our lender will independently assess whether you are eligible for a loan. We don't provide advice on whether a particular car loan offered by a lender is suitable for you.
3. You are protected by responsible lending laws. Because of these protections, the recommendations given to you about lending through Mint Finance are not regulated financial advice.
This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.